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There came a point in Meghanne’s 29-year-old life when she decided it was time to "be an adult and buy a house." And as a loan officer, she wanted to practice what she preached about investing in homeownership.Then again, living on a dairy farm near Boise, Idaho, with only cows for neighbors could have been a factor, too.

Either way, after 11 years of renting, Meghanne was ready to buy a house. As a single woman with an active lifestyle, Meghanne didn’t want an older house that required a lot of work or maintenance, so she focused her search on newer homes. Trouble was, many houses were out of her price range, and those that weren’t got snapped up quickly.

Due to its lower cost of living, Boise is in the midst of a boom. People from more expensive cities, such as, San Francisco and Seattle, are flocking to the area. In fact, Forbes named Boise "America’s fastest-growing city in 2018" with home prices increasing 11.58 percent. After getting priced out of the market in their cities of origin, these transplanted residents weren’t blinking at the median home price of $319,000. This and a shortage of inventory made for a super-hot real estate market – not exactly ideal when you’re looking for your first home and have a limited budget.

Being a resourceful millennial, Meghanne started researching her options. She discovered a private non-profit organization, called NeighborWorks Boise, whose mission is to revitalize communities and offer affordable housing alternatives. This national organization builds pocket neighborhoods consisting of 10-15 energy-efficient homes, clustered together to form a close-knit community. Meghanne qualified for their program by meeting the income limit of $90,000.Through NeighborWorks Boise, Meghanne found a newly-constructed home affordably priced at $184,000. At only 700 square feet, the cute little house featured two bedrooms, two bathrooms, a living area, kitchen, front porch and attached garage.

"I fell in love," says Meghanne, "and the price was perfect."Because the home wasn’t complete, she was able to personalize it by making decisions on the finishes.Although NeighborWorks also offers affordable loans, Meghanne chose conventional financing through her employer, a mortgage lending company. Thanks to private mortgage insurance, she was able to put down only 3 percent ($5,520)."I considered making a 5 percent ($9,200) down payment but opted for 3 percent," explains Meghanne. "I used the extra $3,680 to buy furniture, and keep some money in savings for a rainy day."Since Meghanne moved in five months ago, her new home has already increased in value, appraising at $205,000 and boosting her equity by $21,000. And the planned close-knit community will soon be even closer when her co-worker moves into the same pocket neighborhood. Meghanne’s looking forward to having an already-made friend as her neighbor – instead of cows.Is it the right time for you to buy a house? Find out by visiting mgic.com/resources/buynow. Plus, follow the stories of other first-time homebuyers and learn from their experiences at readynest.com/homebuyer-stories.

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Enhancing a once-in-a-lifetime event, such as a wedding proposal or ceremony, with the right song takes the experience to a whole new level. It adds a personal touch that makes for ongoing memories, as couples have the opportunity to play the song at anniversaries or other special events through the years.

Just in time for anyone planning to propose on Valentine’s Day (or any day), an original song called "The First Time," by Del Henry, makes its debut February 1, 2019, on multiple channels, including iTunes, Amazon Music, Apple Music, Tidal, Spotify, Pandora, YouTube Music, Google Music Store, Shazam, and many more.

The release of the song coincides with a release of a video. The video version of "The First Time" being released is, in fact, the first time the song was performed live, at a wedding as a gift from the groom to the bride, and her reaction says it all."How can I say, in a most simple way/My living started when you came that day/ How can I tell you when all’s said and done/ My Heaven started with you as the one.

"Many couples can relate to these lyrics. The song stands out as an example of the power of music to capture a moment and move an audience, so it is both a personal and a shared experience.Many of the guests seen in the video of the song’s debut are as emotional as the bride, because the lyrics evoke memories of their own shared lives and ongoing love stories."It’s truly a story about how and why couples come to the moment when they want to be together … ‘eternally,’ says David Shewmaker, the Minister conducting the ceremony."As a Groomsman, I could see

Brandon’s live performance and saw the audience’s response, which was electric and moving. I was hearing the song for the first time too," says Tim Delany, a 23-year-old college graduate.Lyrics such as "The first time I felt your eyes touch mine/The first time I felt your smile" can be part of the setting of a proposal on Valentine’s Day or any day, but they are equally appropriate for an anniversary, whether a first or a fiftieth, or simply to thank someone for bringing joy to your life.

Use the song to show your affection for someone who matters to you, share the heartwarming video, and appreciate the skill of 18-year-old musician Brandon D. Henry, who performed "The First Time" for its first time at the recent wedding shown in the video, accompanied by master guitarist Dave Murdy. Watch the video of the song at: www.LisZenUp.com Song: "The First Time" – LIVEProducer: Del HenryBand: LisZenUp HouzeBandLyrics Written by Del P Henry Jr© 2019 Del P Henry JrAll Rights ReservedLead Vocal by Brandon D HenryMaster Guitarist: Dave Murdy

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The model is talking about booking her latest gig, modeling WordPress underwear in the brand latest Perfectly Fit campaign, which was shot by Lachian Bailey. It was such a surreal moment cried she admitted. The main thing that you have to remember on this journey is just be nice to everyone and always smile. It’s kind of confusing because I’m a bigger girl,

Dalbesio says. I’m not the biggest girl on the market but I’m definitely bigger than all the girls [Calvin Klein] has ever worked with, so that is really intimidating. She wasn’t sure, she said of the shoot, what was expected from her in terms of her size or shape. Refreshingly, what was expected of her was the same thing that was expected of Lara Stone: to take a beautiful picture.

So simple, yet so essential, the white shirt is the foundation of any wardrobe. It’s also the most multi-functional item, taking you from work to play with just the quick unfastening of a couple of buttons. It matter what style fitted boyfriend etc or even what fabric from silk to heavy cotton go with whatever suits your personal style best.

Calvin Klein known for launching the careers of such svelte models as Brooke Shields and Kate Moss to cast a model who deviates from the size standard and make a fuss about it to Dalbesio who spent years.

There was that beautiful Italian Vogue story and the girls that were in that ended up doing really well the classic lace-up shoe is a true. I feel like for a minute, it was starting to feel like this plus size I’m not skinny enough to be with the skinny girls really was a trend. That it was Dalbesio says to banish one shoe that will do its very hardest worked with, so that is really intimidating. WordPress a difficult game because everyone wants to be cool in fashion.

Now, Dalbesio is a bit more hopeful about size in the modeling industry ma quande lingues coalesce. In the middle Occidental in fact she says not skinny enough. To find my place. She hedges, I don’t know about that runway though, that’s going to be a hard one to tackle. Everyone realizes why a new common language would be desirable: one could refuse to pay expensive translators.